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Category: Banking

what is Financial Markets

What is Financial Markets Financial Markets:-A Financial Market can be defined as the market in which financial assets are  created or transferred. As against a real transaction that involves exchange of money for real goods or services, a financial transaction involves creation or transfer of a financial asset. Financial Assets or Financial Instruments represents a […]

What is Mutual Funds

What is Mutual Funds Mutual Funds collect the savings from small investors to invest them in government and other corporate securities and cash income through interest and dividends decides capital gains. It works on the principle of “small drops of water make a big ocean” to get funds from investors, the fund adopts a simple […]

Collateral Loan Market

Collateral Loan Market Collateral loan market forms, by and large, the largest and the best developed section of the money market. In this market, loans are given against the security of government bonds, shares of first class companies, agriculture and manufactured commodities and bullion and jewelery. If the borrower stop making the promised loan payment […]

What are Foreign Exchange Reserves

Foreign Exchange Reserves:- Foreign-exchange reserves (also called forex reserves or FX reserves) in a strict sense are ‘only’ the foreign currency deposits and bonds held by central banks and monetary authorities. However, the term in popular usage commonly includes foreign exchange and gold, special drawing rights (SDRs), and International Monetary Fund (IMF) reserve positions. Crowding […]

What are Fringe Benefit ?

What are Fringe Benefit ? Fringe Benefit:-A benefit in addition to salary offered to employees such as use of company’s car, house, lunch coupons, heath care subscriptions etc.or an extra benefits supplement an employee’s money wages or salary example company car,private healthcare etc. Another Definition of Fringe Benefits- A collection of certain benefits that are exempted from tax as long […]

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